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First we provide outcomes for loan requests and item holdings, excluding loans that are payday. dining dining Table 2 states the quotes regarding the jump during the recognition threshold. Within the duration 0-6 months after very first pay day loan application, brand new credit applications increase by 0.59 applications (a 51.1% enhance of on a base of 1.15) for the managed group and item holdings enhance by 2.19 services and products (a 50.8% enhance). The plots in on line Appendix Figure A3 illustrate these discontinuities in credit applications and holdings within the duration after the cash advance, with those getting that loan creating extra applications and keeping extra goods weighed against those ...

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